A loan of $350 helped to purchase more clothes to sell.


Carmen's story

Carmen C. is a married woman who lives in Carmen, Cebu. Her husband, Policarpio, who is 45 years old, works as a driver to earn his living and also helps in his wife's business activities. They have three children who are between 5 and 11 years old.

Carmen earns her living by operating two business ventures: ready-to-wear clothes sales and a rice business.

Carmen joined NWTF-Project Dungganon in 2008 because she aspired to something better for her family. With the help of her past five loans from NWTF-Project Dungganon, Carmen has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of PHP 12,000 helped her earn a monthly profit of PHP 6,000, uplifting the family's standard of living.

This time, for her sixth loan, she is borrowing PHP 15,000, with which she intends to purchase ready-to-wear products to sell so that she can continue to save up for the future improvement of her business.

Carmen is a Dungganon woman who is following an honorable path toward the achievement of her dreams.

About NWTF: In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF) is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means "honorable"). NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon, a title of esteem that is bestowed upon a member of a community who has earned respect through a lifetime of hard and honest work. Help NWTF continue its mission to help the poorest in the Philippines by clicking the link to the NWTF Kiva lending team on Kiva.org to join our team.



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Loan details