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Bilqees' Group
In this Group: Bilqees, Kalsoom Akhtar, Naheed Akhtar, Rahmat Bibi, Saleema
Bilqees lives in Faisalabad which is a big city located in Punjab, Pakistan, known for its textile industry. She has been living with her family in a two-room brick house in the area of Ghulamabad for the past 20 years. She is a widow and has five sons and a daughter. Her four sons work and remain illiterate due to financial constraints. Her eldest son has a business selling scrap. He provides scrap on order to different factories and other scrap dealers. Three of the other four sons work in a private organization for a low income. Only her youngest son was able to get education till the 4th standard.

Bilqees has applied for a loan from Kiva's partner, Asasah, for her elder son’s business. With the loan, he will buy scrap such as plastic bottles, iron, used paper, etc., in bulk to meet the demands of his customers and make extra income. Bilqees is hopeful that her son’s 6 years of experience will help him establish his business with the loan investment, and she will be able to marry her daughter (who is now 18 years old) with the help of the increased profits.

Bilqees is a new loan applicant of Asasah. In the photo, the lady with a raised hand is Bilqees.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 323
    View loans »
    Pakistan Loans Fundraising
  • $16,502,100
    Funds lent in using Kiva
  • 85.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Bilqees' Group's $775 loan helped a member to buy scrap for a scrap business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 1, 2011
Feb 6, 2011
Currency Exchange Loss:
Jan 15, 2012