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Marlon José
Marlon C. works as a plumber for the company ENACAL, in the town of Masaya, in Masaya department. He has been in this job for 3 years. Marlon is married and two people depend on him.

This gentleman currently needs to carry out some repairs on his home and, for this reason, he approached CEPRODEL's offices so that he can make the necessary improvements. He considers that the work he is doing on his home will improve his standard of living.
View original language description ↓
El señor Marlon C. actualmente labora en el Municipio de Masaya, Departamento de Masaya desde hace 3 años Es casado y es responsable de llevar el sustento a su casa de habitación.

En estos momentos, está necesitando realizar unas mejoras en su vivienda y por esa razón se está acercando a las oficinas de CEPRODEL para obtener el crédito que le permita la compra de los materiales de construcción para llevar a cabo la obra de reconstrucción de su vivienda.

Considera que con los cambios que se estaría realizando mejoraría su nivel de vida.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 61
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 22.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Marlon José to improve his home.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 31, 2011
Mar 3, 2011
Currency Exchange Loss:
Apr 21, 2012