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Claudia Patricia
Señora Claudia Patricia E. A. has been working in housekeeping for the Barceló Montelimar Hotel for 6 years. She has one school age child. She has had two loans with CEPRODEL that she has used for the purchase of construction materials such as sand, cement, stone, gravel, blocks, etc., to expand and improve her home. She has benefited greatly from the CEPRODEL loans as they have helped to improve the living conditions of her and her family.
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La Sra. Claudia Patricia E. A. ella es trabajadora activa de la Empresa Hotel Barceló Monte limar desempeñándose como Camarera tiene seis años de trabajar para esta institución tiene un hijo en edad escolar. Ha tenido dos créditos con CEPRODEL y cada uno los ha realizado para la compra de materiales de construcción como Arena, Cemento, Piedra, Piedrín, Bloques etc. Para ampliar y mejorar su casa de habitación, los cuales los créditos con ceprodel le ha beneficiado en gran manera ya que de esta manera ella ha mejorado su condición de vida de ella y su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,366,175
    Funds lent in using Kiva
  • 22.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Claudia Patricia to purchase construction materials such as sand, cement, stone, gravel, blocks, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 28, 2011
Feb 6, 2011
Currency Exchange Loss:
Mar 1, 2012