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Kloud, 35, is a baker. She has been working at a bakery selling manakeesh (pizza-like Levantine dough topped with thyme, cheese or ground meat) for 10 years. Kloud is married and loves her family. She always works hard to increase her income and develop her business. She faces fierce competition at work. She wants to get a loan from Al Majmoua to open a bigger bakery so that she can bake bread and cookies as well.
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كلود في عمر 35 سنة تعمل في فرن لبيع المناقيش وغيره لها في عملها 10 سنوات تحب عائلتها فهي متزوجه تريد ان تتقدم في العمل
تسعى دائما الى زيادة مدخولها وتحسين عملها تعاني من منافسة قوية من محيطها تريد زيادة راس المال تريد من خلال
طلب قرض لها من المجموعة أن تفتتح فرن اكبر حتى يصبح بإمكانها صنع الخبز والكعك

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

About Lebanon

  • $15,800
    Average annual income
  • 86
    View loans »
    Lebanon Loans Fundraising
  • $19,258,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Kloud to open a bigger bakery for making bread and cookies.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Jan 27, 2011
Feb 9, 2011
Currency Exchange Loss:
Jun 15, 2012