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Harutyun H. is 37 years old; he lives in Lchashen village, area of Sevan. He is married with two school-age daughters and his wife stays home to take care of them.

At different times Harutyun has worked as a taxi driver and as a businessman. He moved to Russia to make more money, but then returned to Armenia. Now he is engaged in animal husbandry and land cultivation. He breeds cows and sheep and cultivates potato plants. His wife helps him in farming and so the support of their family.

Harutyun is asking for an 800.000 ($2,200) loan to buy fodder for his farm animals and potato seedlings.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 173
    View loans »
    Armenia Loans Fundraising
  • $17,141,425
    Funds lent in using Kiva
  • 365.3
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,200 helped Harutyun to buy fodder for his farm animals and potato seedlings.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 4, 2011
Feb 4, 2011
Currency Exchange Loss:
Mar 15, 2013