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Ricardo José
Ricardo works as a security guard. He is married and has four people under his care. This is the first loan that has been granted to him by CEPRODEL. Ricardo will use the funds to buy school supplies for his children as well as pay for their tuition.

He is grateful to CEPRODEL for its support.

View original language description ↓
Ricardo labora como vigilante y es casado tiene 4 personas a su cargo es el primer desembolso que CEPRODEL le otorga, para compra de útiles escolares de sus hijos y matricula de los muchachos.

Agradece a CEPRODEL por su apoyo.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 66
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 22.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Ricardo José pay tuition & purchase shoes, uniforms, and school supplies for his children.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Feb 1, 2011
Feb 5, 2011
Currency Exchange Loss:
Apr 18, 2013