For the past 20 years Melita has worked as a seamstress in her own house. Her grandparents were the ones who started her in the business because they have a workshop. She even remembers that when she was a child and didn’t behave, her grandfather punished her by making her turn the shirt collars or iron the pants pockets. This was how she learned, and as a young girl, she decided to study and perfect the traD.. When she married, she bought a house and saw that there was no other tailor shop in the area, and she thought it would be a good idea to put one in since the area was starting to increase in population. She wasn’t wrong and she recognizes that her work has offered her the ability to pay the family expenses, especially because of the sudden illness of her husband. Melita is the one who pays all and figures out how to handle everything. Currently she is making school uniforms and sweatsuits for 2 schools. She will use the loan to buy fabric to make sweatsuits. What she would like most in the future is to fix up a place in her house where she can put a bigger workshop for the public and especially to buy industrial sewing machines since her goal is to produce the uniforms for all the schools in the area where she lives. Melita is a member of the 8-person group “Las Rosarinas”. She is the treasurer.
*In the photo she is sitting and wearing a red blouse.
Ya son 20 años que la Sra. Melita se dedica al oficio D. la costura, ella tiene el negocio en su misma casa fueron sus abuelos quienes le inculcaron el trabajo ellos tenían un taller D. costura y aun recuerda cuando era niña y se portaban mal su abuelo en forma D. castigo la hacia trabajar volteando el cuello D. las camisas o planchando los bolsillos D. los pantalones, así fue aprendiendo ya jovencita deciD. perfeccionarse y estudiar, al casarse compro su casa y vio que en el lugar no había ningún taller D. costura pensó que seria una buena idea debido a que esa zona recién se estaba poblando no se equivoco ella reconoce que su trabajo le ha brindado mucha tranquilidad para solventar los gastos D. la familia ahora mas que nunca debido a la repentina enfermedad D. su esposo es ella quien solventa todo y se las ingenia para hacer D. todo, actualmente esta inmersa en la campaña escolar confeccionando uniformes y buzos escolares ella hace los uniformes para 2 colegios, su préstamo lo usara para comprar telas para confeccionar buzos, lo que mas desea en el futuro es acondicionar un lugar en su casa para poner un taller mas granD. con atención al publico y sobretodo comprar maquinas industriales ya que su meta es abastecer a todos los colegios D. la zona donD. vive, La Sra. Melita es miembro del grupo “LAS ROSARINAS” es la tesorera del grupo que esta formado por 8 socias .
* la Sra Melita esta sentada con blusa roja.
EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.