Funded

Total loan: $325
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A loan of $325 helped to fund her business operations.


Judith's story

Judith E. is a married woman who lives in Purok 4, Brgy. Tuyom, Cauayan, Negros Occidental. She earns her living by operating three business ventures: a general store, a rice mill and a sugarcane plantation.

Her husband, Lauro, who is 51 years old, manages the sugarcane field to earn his living and also helps in his wife's business activities.

They have two children who are 19 and 23 years old.

Judith joined NWTF-Project Dungganon in 2009 because she aspired to something better for her family. With the help of her past three loans from NWTF-Project Dungganon, Judith has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of PHP 8,000 helped her earn a monthly profit of PHP 15,000, uplifting the family's standard of living.

This time, for her fourth loan, she is borrowing PHP 14,000, which she intends to use as funds in her business operations so that she can continue to save up for future household and family expenses.

Judith E. is a Dungganon woman who is following an honorable path toward the achievement of her dreams.

About NWTF: In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF) is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means "honorable"). NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon, a title of esteem that is bestowed upon a member of a community who has earned respect through a lifetime of hard and honest work. Help NWTF continue its mission to help the poorest in the Philippines by clicking the link to the NWTF Kiva lending team on Kiva.org to join our team.



Loan details

Loan length:

9 months
Disbursed date: January 24, 2011
Facilitated by Field Partner: Negros Women for Tomorrow Foundation, Inc. (NWTF)

Lenders and lending teams



Loan details

Loan length:

9 months
Disbursed date: January 24, 2011
Facilitated by Field Partner: Negros Women for Tomorrow Foundation, Inc. (NWTF)