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Josefina is 44 years old and lives in the city of Cusco in the department of Cusco, Peru. Josefina works as an employee of the Cusco municipality. She works in the bus terminal collecting TAME. Josefina and two of her brothers have a house that they have been building so they can then open a restaurant. Josefina requires a loan to buy materials with which she can redo the house. Josefina belongs to the Hijas de Maria community bank of the Arariwa Association of Cusco Peru. The community bank is in its third year of operations and all of the members are doing well.
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Josefina tiene 44 años de edad y vive en la ciudad del Cusco departamento del Cusco, Perú. Josefina trabaja como empleado de la municipalidad del Cusco, ella trabaja en el terminal terrestre como recaudar del TAME. Josefina y dos de sus hermanos tienen una casa que están haciendo construir para luego abrir un restaurante. Josefina requiere el préstamo para comprar materiales y con estos hacer revestir la casa.

Josefina pertenece al banco comunal “Hijas de María” de la Asociación Arariwa, Cusco, Perú. El banco comunal esta en el tercer año de funcionamiento y a todos los socios les va muy bien.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 36
    View loans »
    Peru Loans Fundraising
  • $64,488,800
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Josefina to purchase materials.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 28, 2011
Feb 5, 2011
Currency Exchange Loss:
Jun 15, 2011