Lubomir D. is 52 years old. He is married and has an elder boy and a girl. Lubomir is in entertaining business for more than twenty years. Previously he has been a barman and manager in many restaurants on the east sea coast and later he had a fruit and vegetable trade business. A serious disease made him stop for a while and when he recovered he had lost his business contacts. Then Lubomir decided to do the business he knew best. Two years ago he rented the coffee bar in the Bourgas Theatre House. The coffee bar is small but cosy and its regular customers are people of artistic sphere. It is a family business and Lubomir’s wife and two kids also work in it. Now Lubomir wants to make repairs in the coffee bar and needs a $ 2 000 loan.