H. Araz has been engaged in this business for 6 years. He is from Sumgayit city, situated in the east part of the Azerbaijan Republic. He is single and lives with his parents.
He has his own mini shop and is the only breadwinner in his family because his parents are old. With this business, he was able to earn some money. However, this money was enough for only some of his family's basic needs, and he had difficulty covering other family consumption needs. If he does some repair work on his business place, he will be able to earn enough money for his family.
Now, he needs to borrow a loan of $400 to expand his business area, make necessary changes and to repair his workplace. He hopes that this expandsion will improve the living conditions of his family. He will repay the loan within 6 months.