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Luzmila was born in the city of Ocongate in the Quispicanchis province, Cusco department. She belongs to the “Las Margaritas Ocongate” (The Ocongate Daisies) Communal Bank with the Cusco Arariwa association.

Luzmila currently lives with her husband and their four children in the city where she was born. (The city of Ocongate is located two hours from the city of Cusco).

Luzmila has a store where she sells farming and veterinary products. For example, she sells fertilizer to use on fields where crops grow. She also has a boarding house with five rooms. You can find her at her house seven days of the week.

Luzmila will receive 2,000 soles with her next loan. She would like to use the money from the loan to buy urea.
View original language description ↓
Luzmila nació en la ciudad de Ocongate provincia de Quispicanchis del departamento del Cusco y pertenece al Banco Comunal “Las Margarita Ocongate” de la asociación Arariwa Cusco. Actualmente, Luzmila vive en la ciudad donde nació junto con su esposo y sus cuatro hijos. (La ciudad de Ocongate se encuentra ubicada a dos horas de la ciudad del Cusco).

Luzmila tiene una tienda donde vende productos agro veterinarios como por ejemplo abono que sirve para los terrenos de cultivos y también tiene un hospedaje con cinco cuartos. La pueden encontrar los 7 días de la semana en su domicilio.

Con el próximo préstamo que Luzmila va recibir S/. 2000 nuevo soles. Le gustaría emplear el dinero de este préstamo en comprar urea.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 117
    View loans »
    Peru Loans Fundraising
  • $61,968,575
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Luzmila to buy urea.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 15, 2011
Feb 2, 2011
Currency Exchange Loss:
Aug 15, 2011