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Gaviotas Sumi Group
In this Group: Asuncion, Ana Patricia, Elsa*, Maria Miguelina Lorenza, Flor, Felicitas, Violeta, Adelina, Feliciana, Norma
* not pictured
This photo was taken in Flor H.’s house. She is a member of the “Gaviotas Sumi” (Sumi Seagulls) group. The group is located in the state of Veracruz in Mexico. You can see in the photo that the women in the group are happy.

Flor sells meat and sausages, which she started doing one year ago. She is requesting the loan to buy more products for her business. That way her business will be well stocked. Her colleagues and customers know her to be a responsible and hard-working person. At the time of requesting the loan she feels very happy and satisfied because through the loan she will be able to increase her sales and customers.

She is 24 years old, and she has a high school education. She is married and has one daughter. She also wishes to be able to make some repairs to her house in the near future. She wants to help her family and to continue supporting her daughter’s education. This way she will improve her quality of life.
View original language description ↓
Esta foto fue tomada en casa de la señora Flor H., un integrante del grupo Gaviotas Sumi, que está ubicado en el Estado de Veracruz, en México, se ve al grupo de señoras contentas en la foto. Ella se dedica a la venta de carne y embutidos que inició hace 1 año. Solicita el préstamo para comprar más producto para su negocio y de esta forma tenerlo bien surtido. Sus comparñeros y clientes la conocen como una persona responsable y trabajadora. Al momento de solicitar este préstamo se siente muy contenta y satisfecha ya que por medio de este préstamo podrá incrementar sus ventas y clientes. Tiene 24 años, estudió la secundaria, es casada y tiene en total 1 hija. También espera en un futuro no muy lejano poder hacer algunos arreglos a su casa, ademas de ayudar a su familia y seguir apoyando a su hija con sus estudios y de esta forma mejorar su calidad de vida.

Additional Information

About CrediComun

This loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).

For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 37
    View loans »
    Mexico Loans Fundraising
  • $22,559,375
    Funds lent in using Kiva
  • 12.2
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Gaviotas Sumi Group's $2,475 loan helped a member to buy meat and sausages.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Jan 7, 2011
Feb 1, 2011
Currency Exchange Loss:
May 15, 2011