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Señor De Torrechayoc Ii Group
In this Group: Edelmira, Sonia, Mariela, Nohemi Julia, Meliton, Inocencia, Maria Purificacion, Neyda, Eris Viht, Yesica
The "Señor D. Torrechayoc II" communal bank is two years old and is maD. up of women and men. The members are hard-working entrepeneurs who seek out every opportunity to get ahead and, through their efforts, proviD. a better future for their children. The communal bank meets every month in the city of Urubamba in the department of Cusco. Most of the members live in Urubamba and work in different business activities.

The various activities incluD. sales of food, sweets, bread, pastry, Omnilife and clothing. Some of the members are teachers.

Edelmira is 45 years old and was born in the district and province of Urubamba in the department of Cusco, Perú. She is a teacher at "C.E. 50877" school in the city of Maras. Maras is about 15 minutes from Urubamba. She has been teaching for a long time and enjoys it very much. Edelmira plans to use the loan for personal use which she has not specified.
View original language description ↓
El banco comunal “Señor D. Torrechayoc II” ya tiene dos años D. funcionamiento y está conformado por mujeres y varones, los socios son personas trabajadoras y emprendedoras que buscan a cada momento las oportunidades para salir adelante y con su esfuerzo diario entregar un mejor futuro a sus hijos. Las reuniones del banco comunal son cada treinta días en la ciudad D. Urubamba departamento del Cusco. La mayoría D. los socios viven en la ciudad D. Urubamba y se dedican a diferentes actividades económicas.

Las actividades económicas D. algunas D. los socios son por ejemplo; venta D. comestibles, venta D. golosinas y confitería, venta D. panes y pasteles, venta D. Omnilife y venta D. ropa. Otros socios son profesores.

Edelmira, tiene 45 años y nació en el distrito D. Urubamba provincia del Urubamba departamento del Cusco, Perú. Actualmente, Edelmira es profesora y trabaja en el colegio “C.E. 50877” D. la ciudad D. Maras. Maras se encuentra a 15 minutos D. la ciudad D. Urubamba. Ya son varios años que se dedica a enseñar y le va muy bien. Edelmira desea invertir dinero del préstamo para uso personal y no especifico para que exactamente.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 40
    View loans »
    Peru Loans Fundraising
  • $64,472,350
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Señor De Torrechayoc Ii Group's $4,000 loan helped a member for personal use.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 21, 2011
Feb 1, 2011
Currency Exchange Loss:
Jun 15, 2011