A loan of $1,050 helped buying waste cotton oil and caustic soda.


Salimata's story

Salimata T., aged 43, is a married women and the mother of four children (three boys and a girl). She lives with her husband in a large traditional family in Fama, the downtown of Sikasso City (3rd administrative region of the Republic of Mali). After having run many businesses unsuccessfully, Salimata became familiarized with making traditional soaps (black soap) about six years ago. She learned this trade from a neighbor and operates out of her home in Sikasso, where she is in high demand by her customers for the quality of her products.

To satisfy her burgeoning customer base, Salimata decided to join the micro-finance institution Soro Yiriwaso over three years ago and is now on her fifth individual loan. The previous loans have all been properly repaid. With this new loan, she intends to buy 16 barrels of waste cotton oil (black paste), 8 sacks of caustic soda, and 4 cart loads of firewood. After making the soap from the waste cotton oil and caustic soda, she sells it retail to a customer base composed generally of women in her town.

With this loan, Salimata envisions making a monthly profit of 240,000 francs CFA that will be used essentially for increasing her working capital, helping to cover family expenses, and paying the loan interest.

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Translated from French by Kiva volunteer Daniel Kuey



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