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Dolores T. is a married woman who lives in Bago, Cogon, Compostela, Cebu City. She earns her living by operating 3 business ventures: hog raising, general store and ready to wear businesses. Her husband Moncito T., who is 53 years old, works in San Miguel Corp to earn his living.
They have 6 children who are between the ages of 12 to 25 years old, 2 children have their own family, 2 are working and 1 is currently going to school.

Dolores joined NWTF-Project Dungganon in 2005 because she aspired for something better for her family. With the help of her past 12 loans from NWTF-Project Dungganon, Dolores has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of 20,000 PHP helped her earn a monthly profit of 5,000 PHP, improving the family's standard of living. This time, for her 13th loan, she is borrowing 23,000 PHP, which she intends to use as funds in her business operations so that she can continue to save up for the future to have own store in the market. Dolores T. is a Dungganon woman who is following an honorable path toward the achievement of her dreams.

About NWTF:

In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work.

Help NWTF continue its mission to help the poorest in the Philippines by clicking the link to the NWTF Kiva lending team on to join our team.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 364
    View loans »
    Philippines Loans Fundraising
  • $70,813,700
    Funds lent in using Kiva
  • 44.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Dolores funds in business operations.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 21, 2011
Jan 31, 2011
Currency Exchange Loss:
Aug 15, 2011