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A loving mother, 42-year-old Paulina is so worried about the lives of her five children who still live with her and are dependent on her. Instead of letting herself to be trapped in the middle of insecurities, in 2005, she joined a Kiva field partner in the Philippines -- ASHI -- to be able to access loans that will allow her productive self to flourish.

Through previous loans she’s taken, she developed her fishing business. Profits she will be getting would augment her husband’s income as a fisherman, and as soon as her business grows, she will be able to support her children’s education until they finish college. By then, her role of being mother would be rewarded.

Her relationship with ASHI and the loans she taken since she became a member helped her in running a business. Because of this, Paulina has solid records in repayment, attendance, and business (credit rating), thus making her qualified for a higher amount of loan.

She is requesting a new loan to finance the maintenance of her fishing business. This loan will be utilized to purchase additional fish cages (fish traps) and fishing net to catch more fish to sell in her neighborhood and the nearby village.

Her long-term goals are to expand her fishing business into a fish-farm venture, to give her children brighter hopes, and to provide for other needs in order to enjoy the gifts of a life that’s full of blessing from almighty God and support from the good hearts of our Kiva supporters.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 333
    View loans »
    Philippines Loans Fundraising
  • $70,661,000
    Funds lent in using Kiva
  • 44.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Paulina to purchase additional fish cages (fish traps) and fishing net to catch more fish to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 17, 2011
Jan 30, 2011
Currency Exchange Loss:
Feb 15, 2012