A loan of $525 helped purchase fishing net.


Janice's story

Janice is a married woman who lives in Sagay City, Negros Occidental. She earns her living by fishing. Her husband, Ramonito A., who is 35 years old, works as a driver. They have three children who are between two to five years old. Janice joined NWTF-Project Dungganon in 2005 because she aspired for something better for her family. With the help of her past 13 loans from NWTF-Project Dungganon, Janice has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of PHP 21,000 helped her earn a monthly profit of PHP 8,000. For her 14th loan, she is borrowing PHP 23,000 which she will use to purchase a fishing net and materials. Janice is a Dungganon woman who is following an honorable path toward the achievement of her dreams. About NWTF: In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the community's respect through a lifetime of hard and honest work. Help NWTF continue its mission to help the poorest in the Philippines by clicking the link to the NWTF Kiva lending team on Kiva.org to join our team.



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Loan details