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Parniati is a 50-year-old lady. She is originally from Jombang, East Java – another province in Indonesia. She is married to Yadi, a 53-year-old man who is running a furniture business on a small scale. Parnati and Yadi have been blessed with two children: Siswoyo and Abdi. Both have graduated from school and are currently living in Jakarta.

Parniati is running a food-stall business in Lili Market, about a 40-minute drive from Kupang City. She has been running this business for five years to support her husband, as his income from selling furniture is unstable as a result of expensive raw materials. Initially, Parniati aimed to run a second-hand clothes business, but this business will require her to move from one market to another market according to the market schedule. She then decided to run a food-stall business as she realized that not so many people run a similar business at the Lili Market, which is situated not far from her residence.

To run the business, Paniati borrowed money from a cooperative with daily repayment. The interest rate charged was quite high, but Parniati didn’t have another option. Due to the limited capital that she has, Parniati couldn’t improve her business. She then heard about TLM's lending program and got interested in joining the program for its monthly repayment and achievable interest rate.

Parniati is requesting a loan amounting to IDR 10,000,000 from TLM. Parniati plans to add more menus in her food stall, expand her food stall and buy a new table for the food stall. Parniati really hopes that the loan can help her to improve the business.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 88
    View loans »
    Indonesia Loans Fundraising
  • $6,318,525
    Funds lent in using Kiva
  • 9,033.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Parniati to add more menus, expand the food stall and buy a new table.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jan 26, 2011
Jan 28, 2011
Currency Exchange Loss:
Aug 15, 2012