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Temirbek T. is a 41-year-old farmer. He has a very tight-knit family with four children of school age. In order to support his family, Temirbek decided to start his own business in cattle breeding. Owing to his persistent, hardworking personality, Temirbek, with starting capital of 5000 KGS, managed to multiply his investments and now earns about 3000 KGS in a month at his farm with four cows, five goats and four horses.
Temirbek plans to use the loan of 100000 KGS to expand his farm by buying four bull-calves for fattening and reselling. With the revenues from the loan, he plans to pay for the education of his children and broaden his business by purchasing more cattle.

Bai-Tushum and Partners is one of the leading microfinance institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors. Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 58
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 47.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Temirbek to purchase cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 30, 2010
Feb 1, 2011
Currency Exchange Loss:
Jan 15, 2012