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Guerrero Group
In this Group: Estela, Lucila, Arleng, Catalina
The 'Guerrero' (Warrior) group is made up of four hard-working, enterprising women. One of them is Estela S. who is the group's coordinator. This 31 year-old lady is the owner of a small grocery store. She started out in her business three years ago, selling pre-paid cell phone cards and then gradually began to stock her business with products such as snacks, soda and basic grains.

Estela tells us that she feels supported by her family since both her husband and her 7 year-old daughter help out in their spare time.

The other members of this group are 47 year-old Lucila G., who sells firewood; Catalina S., who sells tomatoes as an itinerant street vendor and would like to own a spot from which to make her sales; and Arlen H. who has been selling tomatoes for two years.
View original language description ↓
El grupo Guerrero lo conforman cuatro mujeres trabajadoras, emprendedoras y esforzadas, una de ellas es Estela S., coordinadora del grupo. Esta señora de 31 años es propietaria de una mini pulpería la cual inicio con la venta de recarga hace tres años y poco a poco fue surtiendo su negocio con productos como chiverías, gaseosas y granos básico.

Ella expreso que se siente apoyada por su familia ya que tanto su esposo como su pequeña hija de 7 años le ayuda en sus tiempos libres.

Las otras integrantes del grupo son Lucila G. de 47 años quien vende leña, Catalina S. vende tomates de manera ambulante y desea tener un tramo y Arlen H. comercializa tomates desde hace dos años.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 59
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 22.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Guerrero Group's $775 loan helped a member to buy basic grains.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Jan 21, 2011
Jan 28, 2011
Currency Exchange Loss:
May 15, 2011