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Julio lives in his parents’ house, which is located in the city of El Alto in the Huayna Potosi zone. He has a commercial store, and he also sells cell phones in the city of El Alto. His wife has the same commercial activity. It is the main source of income that provides financial support. He has two children.

The loan is to buy corrugated roofing, nails, and beams to repair the roof of the house. This will allow him to improve his dwelling.

This is his first loan with Impro.
View original language description ↓
Julio vive en casa de sus Padres cuyo domicilio esta ubicado en la ciudad de El Alto, zona Huayna Potosi. El tiene una tienda comercial a la vez vende celulares en la ciudad de El Alto, su esposa tiene la mima actividad comercial. Es su principal fuente de ingreso para su manutención. El tiene dos hijos.

El préstamo lo destinara para la compra de calaminas, clavos y vigas para reparar los techos de la casa, lo cual le permitirá mejorar su habitat.

Es primer crédito con Impro.

Additional Information


IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Bolivia

  • $5,500
    Average annual income
  • 128
    View loans »
    Bolivia Loans Fundraising
  • $36,246,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $750 helped Julio to buy materials to repair the roof of his parents' house.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jan 19, 2011
Jan 28, 2011
Currency Exchange Loss:
Oct 15, 2011