This photo was taken at the house of Mrs. Maria Isabel G., a member of the group named Emprendedoras D. MB. It is locate din the community of Monte Blanco in the State of Veracruz in Mexico. Mrs. Maria Isabel G. can be seen together with the rest of the group in the photo. She has been selling corn on the cob and prepared corn for 15 years. She requests a loan to improve her business. Her clients know her as a person with strong values, perseverant, someone with a great drive to succeed, and someone who is trustworthy. When she applied for her loan she felt motivated and enthusiastic to keep working. She is 45 years old and she has a graD. 6 education. She is married and she has 2 children: a girl and a boy. This loan will be used to improve her business and to support her family. With the growth of her business she also expects to earn enough money to finish building her house. Catalina D. P. M. is the leader of the group. She is 35 years old, she graduated from high school and she has one son. She has been selling lingerie from a catalogue for four years. She requests a loan to invest in the purchase of clothing and lingerie for resale. The group is maD. up of 11 members. Note: The first woman on the right pictured in profile is Catalina D. P. M..
Esta foto fue tomada en la casa D. la Sra. María Isabel G. una integrante D. grupo Emprendedoras D. MB, que está ubicado en la comunidad D. Monte Blanco en el estado D. Veracruz en México. Se ve a la señora Maria Isabel G. junto a las demás integrantes D. grupo D. la foto. Ella se dedica a la venta D. elotes y esquites que inició hace 15 años. Solicita su préstamo para mejorar su negocio. Sus clientes la consideran una persona con valores, perserverante y con ganas D. salir adelante y en la cual se pueD. confiar. Al momento D. solicitar su prestamo se siente motivada y con entusiasmo para seguir trabajando. Tiene 45 años, estudió la primaria, es casada y tiene 2 hijos: una mujer y unvarón. Quiere este crédito para mejorar su negocio y con ello ayudar a su familia. También espera que con el crecimiento D. su negocio obtendrá ganancias para terminar D. construir su casa.Catalina D. P. M, es la presidenta D. grupo tiene 35 años, estudio hasta la secundaria y tiene en total 1 hijo. ella se dedica a la venta D. lenceria por catálogo que inicio hace 4 años. Solicita el prestamo para invertir en ropa y leceria para vender. El grupo está conformado por 11 integrantes. Observación: La primer señora D. la derecha que sale D. perfil, se llama Catalina D. P. M..
This loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).
For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.