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Las Caminantes Group
In this Group: Nohemí , Jenifer, Xiomara
Las Caminantes Group ("the women who get things moving") is made up of three hard-working and enterprising women from Managua.

One of them is Nohemí Gutiérrez López, aged 49, who had a local store which she reopened last year with the help of her daughter. She will invest her loan in staple food, yogurt, soda, etc. She wants to own a general store someday.

The other group members are Xiomara Martínez, selling school supplies such as notebooks, paper, pencils, etc., and Jennifer Ordóñez, who has sold tortillas for four years.
View original language description ↓
El grupo las caminantes lo conforman tres mujeres trabajadoras, esforzadas y emprendedoras provenientes de Managua; una de ellas es Nohemí Gutiérrez López. Esta señora de 49 años tiene una pulpería la cual hace un año volvió a reabrirla con la ayuda de su hija.
Ella invertirá el crédito en granos básicos, chiverías, gaseosas etc. y algún día desea tener una miscelánea.
Las otras integrantes del grupo son Xiomara Martínez comerciante de artículos escolares como cuadernos, papeles, lápices…etc. y Jennifer O. desde hace cuatro años tiene una tortillería.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 54
    View loans »
    Nicaragua Loans Fundraising
  • $26,297,200
    Funds lent in using Kiva
  • 22.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Caminantes Group's $525 loan helped a member to buy staple food.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Jan 21, 2011
Jan 29, 2011
Currency Exchange Loss:
May 15, 2011