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Shakira U. is a merchant and has been a client of ACB since 2010. She is married and has completed three years of secondary schooling. Her three children are 5 to 11 years old, and all of them attend school.

Shakira is going use her loan to buy 7 lengths of moins-riches damask cloth, 10 lengths of non-moins riches damask cloth, 10 shirts, a dozen outfits for women, and 10 pairs of men's shoes and to pay for transport. Her strategy for growing her business is to increase her capital, to sell the goods that people want, by special order, and to increase credit in demand.

She would like to become a major merchant in the Rubavu district and to improve her family in all aspects.
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Shakira U. est commerçante, et client d’ACB depuis 2010. Elle est mariée, et elle a fini 3 ans d’école secondaire. Elle a 3 enfants entre 5 et 11 ans, et tous vont à l’école. Elle va utiliser son prêt pour acheter 7 bains moins-riches, 10 basins non-moins riches, 10 chemises, 1 douzaine ensembles de femmes, 10 paires de chaussures d’hommes, et transport. Sa stratégie pour la croissance de l’affaire est l’augmentation du capital, vendre les biens désirés par les individus, par commande, augmentation de crédits demandés. Elle voudrait devenir une grande commerçante dans le district de Rubavu, et développer sa famille dans tous les secteurs.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

About Rwanda

  • $1,700
    Average annual income
  • 41
    View loans »
    Rwanda Loans Fundraising
  • $18,427,025
    Funds lent in using Kiva
  • 585.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Shakira buying damask cloth, shirts, shoes, women's clothing, and men's shoes to sell; and paying for transport.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 15, 2011
Jan 26, 2011
Currency Exchange Loss:
Aug 15, 2011