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Zoya is married with two grown children. She lives in the small town of Gladkovka, south-eastern Ukraine, which doesn’t leave her with too many job options. Seventeen years ago Zoya started her farming business to be able to feed her family and provide for their basic needs. Currently, she grows early spring vegetables, i.e. radish, tomatoes, cucumbers, cabbage, garden radishes, etc. for sale in different regions of Ukraine. Zoya has invested about 70,000 Grivnyas in this business and her net profit amounts to 5,000 Grivnyas a month.

Zoya is seeking a loan of 15,000 Grivnyas to purchase seeds, polyethylene film, wood and fertilizers to keep her greenhouses in good condition and grow a good harvest. She takes joy in her accomplishments but doesn’t want to stop where she is. She hopes to continue growing her business by constructing new greenhouses thus increasing her sales and income.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 1
    View loans »
    Ukraine Loans Fundraising
  • $6,441,575
    Funds lent in using Kiva
  • 7.9
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,900 helped Zoya to purchase seeds, wood, polyethylene film, and fertilizer.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Dec 30, 2010
Jan 26, 2011
Currency Exchange Loss:
Sep 15, 2011