A loan of $250 helped to purchase additional rice for selling & using towards working capital.


Delia's story

Delia S. is from the village of Poblacion, Talakag, Bukidnon. She is 41 years old. Delia is married and has 5 school-aged children. To make a living, Delia owns & operates a retail store, selling rice by the kilogram in the local community. She also has a motorela, or habal-habal service, with her husband as the driver. Delia has been engaged in her business for over 2 years and earns approximately 5000 PHP a month for these activities. In 2009, Delia joined HSPFI to gain access to financial services to help improve her living situation and her ability to engage in business activities. Delia has successfully repaid a previous loan of 8000 PHP from HSPFI. This previous loan was used to purchase additional tools for the maintenance of the service & towards working capital. Delia is requesting a new loan of 11000 PHP which will be used to purchase additional rice for sale & to use as working capital. This will be the 3rd loan taken out by Delia from HSPFI. She plans to use the additional revenue generated from the business to improve and expand her business. About HSPFI: HSPFI is one of accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao. *Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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