A loan of $250 helped to purchase additional products to sell, like canned goods & junk foods.


Ma. Theresa's story

Ma. Theresa I. is from the village of Poblacion, Talakag, Bukidnon. She is 54 years old. Ma. Theresa is married and has 5 school-aged children. To make a living, Ma. Theresa owns & operates a sari-sari (variety) retail shop, selling daily use products such as shampoo, soap, canned goods, junk foods, beverages & toothpaste in the local community. Ma. Theresa has been engaged in her business for over 10 years and earns approximately 8000 PHP a month for these activities.

In 2010, Ma. Theresa joined HSPFI to gain access to financial services to help improve her living situation and her ability to engage in business activities. Ma. Theresa has successfully repaid a previous loan of 8000 PHP from HSPFI. This previous loan was used to to purchase additional inventory & working capital. Ma. Theresa is requesting a new loan of 11000 PHP which will be used to purchase additional products to sell like canned goods & junk foods. This will be the 3rd loan taken out by Ma. Theresa from HSPFI. She plans to use the additional revenue generated from the business to improve and expand her business. This picture was taken during the center meeting with other clients.

About HSPFI:

HSPFI is one of accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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