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Karya Murni Abadi Group
In this Group: I Putu, I Gede*, I Ketut, I Made*, Ni Kadek, Ni Made, Ni Nengah, Ni Wayan, Ni Kadek , Ni Made
* not pictured
Karya Murni Abadi Group has paid off their previous loan with MUK in accordance with their agreement. They wish to continue with a second loan, equal to the previous loan, of 10,000,000 Indonesian rupiah (IDR) for 10 people. They plan to use the funds to buy pigs and cattle feed.

I Putu D. is chairman of the group, responsible to all the business members. If a member is experiencing difficulties in their efforts, I Putu D. will immediately contact the MUK officer or find a vet. I Putu D. maintained four pigs, which were sold to pay off the MUK loan. From the sale, he got enough profit to finance everyday life expenses and school fees with a little savings.

Additional Information

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 66
    View loans »
    Indonesia Loans Fundraising
  • $6,306,750
    Funds lent in using Kiva
  • 9,044.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Karya Murni Abadi Group's $1,125 loan helped a member to buy pigs and cattle feed.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jan 18, 2011
Jan 26, 2011
Currency Exchange Loss:
Aug 15, 2011