A loan of $675 helped to purchase fertilizers such as manure.

Julia's story

Julia B. is from the village of Brgy. Abinganan, Bambang, Nueva Vizcaya. She is 49 years old, married and has 5 school-age children. To make a living, Julia raises crops. Her main source of income is planting and harvesting rice for sale. Julia has been engaged in her business for over 20 years and earns approximately 45,000 PHP per harvest.

In 2010, Julia joined ASKI to gain access to financial services to help improve her living situation and ability to engage in business activities. Julia has successfully repaid a previous loan of 13,000 PHP from ASKI. This previous loan was used to pay for services to increase crop yield. Julia is requesting a new loan of 30000 PHP which will be used to purchase fertilizers such as manure. This loan will be Julia's second loan from ASKI. She plans to use the additional revenue generated from the business to financially support immediate members of the borrower's family.

About ASKI:

ASKI is one of the most successful microfinance institutions in the Philippines. It has 38 branches covering the Central and Northeastern areas. Its clients are mostly of farmers, fisherfolks and small entrepreneurs.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

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