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Ivania Patricia
Ivania is a single mother because her husband died. She is an enterprising woman and she has her children in school. Her plan for them is that they become professionals. She works as a caretaker in a private firm. Her project is to finish building her house but this has been difficult for lack of funds.

The loan will be used to buy building materials and supplies like: cement, iron rods, zinc metal sheeting, concrete blocks, sand, nails and other materials to build a room that will provide security and protection for her family.

She thanks the financial institution for the opportunity of credit because it fosters Nicaraguan development.
View original language description ↓
Ivania madre soltera, ya que su esposo murió, mujer emprendedora tiene a sus hijos estudiando y su plan es que ellos se profesionalicen, trabaja como conserje en una empresa privada, tiene como proyecto la construcción completa de su vivienda, para cumplirlo se le ha presentado dificultades de falta de financiamientos. El préstamo será utilizado para la compra de materiales de construcción: cemento, hierro, laminas de zinc, bloques, arena, clavos y otros materiales. Así construir un cuarto que obtendrá seguridad y protección para su familia.
Agradece a la financiera por la oportunidad del crédito ya que fomenta el desarrollo al nicaragüense.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 57
    View loans »
    Nicaragua Loans Fundraising
  • $25,729,225
    Funds lent in using Kiva
  • 22.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Ivania Patricia to buy building materials and supplies.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 31, 2010
Feb 1, 2011
Currency Exchange Loss:
Jan 15, 2012