A loan of $275 helped to purchase additional stocks of milk for her stall.

Matrida's story

In the rural town of Tanita, Matrida L. (commonly and affectionately known as Mama L.) sells milk, vegetables and soap. The vegetables were a new addition in 2006 but it is her original milk-selling business, established in 2001, into which Mama L. wants to inject some new capital. She wants to revitalise the business by increasing her stock and purchasing a wider range of types and brands.

Mama L. is married to husband Felix and has three children, Franki, 18, Godwini, 17, and Dicsoni, 15. She hopes to increase her profits so that she can continue to support her family.


SELFINA is engaged in economic empowerment of women in Tanzania through a leasing and leaseback arrangement as a practical way to achieve economic and social emancipation.

SELFINA has taken a lead role as a pioneer of micro-credit in Tanzania through Micro Leasing. Customs and traditions in Tanzania normally make it difficult for women to own land and assets, and they are therefore termed not-creditworthy by financial institutions as they lack tangible collateral assets. This leads to poor financial support and poor access to basic needs and services for women with low incomes.

SELFINA buys and leases equipment to women. Where a client needs working capital, SELFINA buys equipment from the said client, extending a loan to her, and then leases back the same equipment – a process called "sale and leaseback".

Loan details

Lenders and lending teams

Loan details