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Niyasbek D. is a 55-year-old farmer who lives in the north of Kyrgyzstan. He is married and has two children.

Niyasbek has been engaged in cattle breeding for 23 years. He started this activity with the initial capital of only 1,500 KGS, which he used to purchase three sheep. Owing to his persistent and hardworking personality, Niyasbek has managed to multiply his investments. Today, his farm brings in 20,000 KGS per month in profit through the sale of meat and milk products. With the revenues from his business, he has been able to give his children a good education.

Niyasbek plans to use this loan of 70,000 KGS to increase the number of cattle to fatten and resell.

About Bai-Tushum and Partners
Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population. Bai-Tushum and Partners is one of the leading Microfinance Institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,014,625
    Funds lent in using Kiva
  • 47.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Niyasbek to purchase cattle.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Dec 30, 2010
Feb 1, 2011
Currency Exchange Loss:
Dec 15, 2012