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Adeles H. runs a general store selling a variety of different products in her community. She is 44 years old, married and has two school-aged children. They are from the village of Mahayag, Zamboanga del Sur. Adeles has been in her business for over three years and earns approximately 4,000 Philippine pesos (PHP) a month.

In 2009, Adeles joined PMPC to gain access to financial services to help improve her living conditions and enable her to engage in business activities. She is an individual member of PMPC. Adeles is requesting a new loan of 30,000 PHP which will be used to purchase additional inventory and for working capital. This will be her third loan from PMPC. She plans to use the additional revenue generated from the business to financially support immediate members of her family.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 396
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 44.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Adeles for additional capital.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 18, 2011
Jan 25, 2011
Currency Exchange Loss:
Feb 15, 2012