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Salvacion S. is a business-minded and a very innovative mother for she always thinks about how to improve not only their business but also their living conditions. She has been a good mother to their children and a good leader for her group. She is 44 years old and married to a very responsible and humble husband Nestor Angel S. who is also known for being a public servant.

As of now they still have 6 dependents; some of these are still studying and taking college degree courses. She wants all of their children to finish their studies, and to become financially stable and to have good health.

Moreover, she is an active member of ASHI-ASB, though some of her group mates have a repayment problem; she was never affected by it and instead she really works hard in order to fulfill her obligations and maintain her good performance.

Because of her good performance, she took out a bigger loan from ASHI. While her loan has increased, her business is also improving. As of now she is planning to put up a restaurant in their vacant lot at Bantayan, San Jose Antique. In order to realize these dreams she needs PHP.49,000 which will serve as start-up capital for her business. She chose this business because she wants to have additional income, to make use of her talents and expertise in cooking, and to help other people in the community by providing employment.

Despite challenges and frustrations some people never give up because they wante to reach their dreams and aspirations, not only for their family but also to help people in the community.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 369
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 44.4
    Philippines Pesos (PHP) = $1 USD