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Thorn H., 52, is married and resides with her family in Kampong Chnang province, Cambodia, an area known for palm products.

H. is employed at the shoe factory, earning an income of $4 per day. Her husband is a lock repairman, earning an income of $3 per day to help cover the family expenses.

Each month, the family has to spend $100 on food and $32 on the other necessary expenses.

H. is requesting a loan of $1,000 to purchase more locks and lock spare parts to resell and to improve her husband’s business. In the future, she would like to use the additional income to repair her house. This will be her fifth loan from CREDIT, a longstanding Kiva partner.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 139
    View loans »
    Cambodia Loans Fundraising
  • $41,456,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Thorn to buy locks and lock spare parts to improve her husband's business.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jan 11, 2011
Jan 23, 2011
Currency Exchange Loss:
May 16, 2012