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Bolivianitas Group
In this Group: Marianela Angelica, Gissel Pamela, Evelyn, Janet Carminy, Maria Roxana, Monica Alina, Beatriz, Nayter, Lesli Yesica
The Bolivianitas Communal Bank is entering its third cycle. It is a growing group in the process of consolidation. They are part of the Villa Exaltacion central office. The group is made up of 8 women and 1 man.
Each of the members already has their own business, such as: grain sales, supplies sales, Internet, macrame, cosmetics sales, and appliances, crafts, food packaging, slipper sales, and food sales. The Bolivianitas Communal Bank is managed by a president, treasurer and a secretary, all of whom were elected by the group members. The group president, Marianela, has been part of other Communal Banks for seven years, and has been part of the Bolovianitas Communal Bank for two years.
Marianela is currently single, so she has to take care of her children alone. She has four children, three of whom live with her and one of whom has a partner and a house. Marianela's business is selling home products--food and home electronics. She started with a very small amount of capital 18 years ago.
Marianela is requesting a loan to increase her working capital and purchase what her customers are asking for, whether it be food items or home electronics. When asked why she is part of Pro Mujer, she replied "because I enjoy participating in the group".
View original language description ↓
La Banca Comunal BOLIVIANITAS está ingresando al ciclo Nro. 3, este es un grupo en crecimiento, en proceso de consolidación. Forman parte del centro focal de Villa Exaltación, está integrado por 8 mujeres y 1 varón.
Cada una de los integrantes ya tiene negocio propio, entre los cuales se tiene: venta de cereales, comercio de víveres, Internet, macramé, venta de cosméticos, y artefactos, artesanías, expendio de comida, venta de chinelas, y venta de comida. La Banca Comunal Bolivianitas está dirigida por una presidenta, una tesorera y una secretaria de actas, las mismas fueron elegidas por el grupo de socias y el socio.
La presidenta, la señora Marianela ha participado durante siete años en otras Bancas Comunales y en la Banca Comunal de Bolivianitas ya cuenta con dos años. La señora Marianela actualmente se define como "soltera", pues debe cuidar de sus hijos sola, madre de cuatro hijos, tres viven con ella y uno ya tiene pareja y tiene su propio hogar; el negocio de la señora Marianela es la venta de productos del hogar, tanto comestibles como electrodomésticos a pagos, comenzó con un capital muy pequeño hace 18 años. El crédito que está solicitando la señora Marianela le servirá incrementar el capital de trabajo y comprar lo que sus clientes solicitan ya sea víveres o electrodomésticos. Cuando se le consulta por que está en Pro Mujer ella responde "por que le gusta participar en el grupo”.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 125
    View loans »
    Bolivia Loans Fundraising
  • $34,670,400
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Bolivianitas Group's $3,575 loan helped a member the purchase of supplies and home electronics on order.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 20, 2011
Jan 25, 2011
Currency Exchange Loss:
Aug 15, 2011