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Razia Begum's Group
In this Group: Razia Begum, Nusrat Parveen, Rashida Bibi, Fozia, Misbah Begum
Razia begum is the wife of S. D. and belongs to the small city of Kasur in Pakistan. Kasur city is famous for its tannery industry. She owns a two-room house there and lives in it with her family.

She and her husband are involved in a clothing business. Her husband goes to Lahore and Faisalabad for purchasing clothes. Razia sells clothes to her community people and S. operates a clothing shop in the market. They are well known for their business. They get good orders from their customers and earn well by fulfilling them. They keep themselves up to date about the latest trends in fashion and easily understand the customers' demands. Their earnings help them to manage their finances smoothly.

Besides the clothing business, Razia also manages her household work efficiently.

She has applied for a loan from the Kiva partner, Asasah, for her family business. With the loan, her husband will buy clothes of different varieties in bulk quantities. The bulk purchasing will decrease the traveling costs and increase their business sales. They are hopeful that their business will be improved further after making this investment.

Note: In the photo, the lady with a book (called Asasah Passbook) is Razia begum.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 267
    View loans »
    Pakistan Loans Fundraising
  • $17,360,725
    Funds lent in using Kiva
  • 85.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Razia Begum's Group's $1,225 loan helped a member to buy clothes for resale.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 20, 2011
Jan 23, 2011
Currency Exchange Loss:
Jan 15, 2012