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Hameeda's Group
In this Group: Hameeda, Shamim Akhtar, Shabana Kosar, Rukhsana Bibi
Hameeda lives in Jaranwala, which is a small city of Punjab, Pakistan, known for its agricultural industry. She has been living in a two-room brick house in Jaranwala with her family for more than 20 years. Hameeda is a housewife, preferring to stay at home and do household work. She has given birth to four daughters and two sons. Her eldest son has a welding business while the other stays at home. Her husband, M. A., operates a dairy business from home. He has a buffalo whose milk he sells to the community to earn an income. He has been in this business for the past five years. He has a good number of clients in his community, who buy milk from him due to its freshness and good quality.

Hameeda has applied for a loan from Kiva's partner, Asasah, for her husband’s dairy business. With this loan, he will buy another buffalo which will increase his production of milk and increase his sales. She is a regular client of Asasah and this is her second loan application. In her previous loan year, she paid her installments on time and never missed a single meeting.

In the photo, the lady with a book (an Asasah passbook) is Hameeda.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 245
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 85.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Hameeda's Group's $700 loan helped a member to buy another buffalo for a dairy business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 19, 2011
Jan 23, 2011
Currency Exchange Loss:
Jan 15, 2012