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The woman in the photograph is Son S., age 31, who lives in the province of Kompong Thom, which is the best territory for farming. Son S. is married and devoted to her one child, who depends on her care. Her husband earns an income by driving a horse cart around his community.

Son S. grows various crops on her farmland, which she acquired from her grandmother many years ago. She does well in the farming business almost every year. Son S. would like to request a loan from Kiva to buy a plot of her neighbor’s farmland near her house, which is a good location for farming, and to add to her personal savings. She will use this land for farming.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 219
    View loans »
    Cambodia Loans Fundraising
  • $39,899,500
    Funds lent in using Kiva
  • 4,040.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Son to buy a plot of her neighbor’s land for farming.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Dec 24, 2010
Feb 1, 2011
Currency Exchange Loss:
Jan 16, 2012