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Oscar Antonio
Señor Oscar Antonio N. A., has worked as a driver of heavy equipment for a water company for 7 years.

He is married, 37 years of age, and supports 3 other persons, two of whom are of school age. He lives in the city of Masay in a community called Gardens of Barranca.

This is his first loan with CEPRODEL, which he plans to invest in improving his home, in order to give his family better living conditions, as well as a dignified home.
View original language description ↓
El señor Oscar Antonio N. A., trabaja como Conductor de Transporte Pesado en una Empresa Aguadora, desde hace 7 años.

Es casado, con 37 años de edad, tiene 3 personas a su cargo, de los cuales dos están en edad escolar. El vive en la ciudad de Masaya en una comunidad que se llama Jardines de la Barranca.

Este es el crédito número 1 en CEPRODEL, el cual piensa invertir en la mejora de vivienda. Para poder darle a su familia una mejor condición de vida, a través de una casa digna.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 69
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 21.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Oscar Antonio mejora de vivienda.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 20, 2011
Jan 25, 2011
Currency Exchange Loss:
Apr 13, 2012