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Las Tres Marias Group
In this Group: Elvia Viviana, Sonia Evelin, Maria
The Las Tres Marias [The Three Marias] solidarity group is made up of three members, all women. The representative is Miss Elvia. She sells cosmetics. She is single, lives in her parents' home, and works from Monday to Saturday. She sells door to door, and goes to different locations to offer her products. She is a very likable and hard-working person.

She will use this loan to purchase wholesale cosmetics that are currently on sale. The other two members sell accessories for cell phones in Cochabamba Monday to Saturday. They have various fixed customers. They will use this loan to increase their merchandise in order to have varied stock. All of the members are grateful to the institution for the support offered.
View original language description ↓
El Grupo solidario Las Tres Marías esta compuesto por tres integrantes todas mujeres, La representante es la Srta. Elvia realiza la venta de cosméticos, es soltera, vive en la casa de sus padres trabaja de lunes a sábado, es vendedora ambulante va a distintas instituciones a ofrecer sus productos es una persona muy amable y muy trabajadora, con el dinero del crédito comprara cosméticos por mayor que se encuentren en oferta, las otras dos componentes se dedican a la venta de accesorios para celulares en Cochabamba y sacaba ofrecen de lunes a sábado tienen varios clientes fijos , el préstamo lo invertirán para aumentar su mercadería para así variar sus productos, todas las socias están agradecidas con la institución por el apoyo brindado.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 125
    View loans »
    Bolivia Loans Fundraising
  • $36,721,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Las Tres Marias Group's $1,025 loan helped a member to purchase cosmetics wholesale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 15, 2011
Jan 21, 2011
Currency Exchange Loss:
Jun 15, 2011