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Viviana is a 38 year old mother who lives in Cartago, Costa Rica with her husband and three children. A current university student, Viviana is a multi-talented entrepreneur who has tried her hand at various types of work to support her family. She is adept in the arts of piñata making, card making, gift wrapping and seamstress work. Viviana is also passionate about children’s education and is studying to become a primary school principal. When her children were young, she was unable to attend classes. Now that they are older, Viviana takes care of her business from 6 am to 5 pm and then goes to class at night.

Viviana runs a family business selling school supplies such as binders, papers, pens, etc. She will use her loan to purchase a photocopier to offer photocopying services to her customers. Viviana is confident that this type of service will be very popular with the local students as it is not offered by any other stores in the area, and she expects to increase her revenue. The loan consultant who has been working with Viviana and her family over the years describes her as a hardworking and entrepreneurial person who has goals and plans. Viviana and her husband work as a team and make decisions together.

The main business obstacle Viviana faces is the slow rotation of inventory. To address this, she is beginning a publicity campaign and offering promotional deals to her customers. One of Viviana’s long-term goals is to open an internet café. This would increase revenue as well as provide the opportunity to create a job for one of her children or a community member.

Additional Information

More information about this loan

In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.

About Fundacion Mujer:

Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.

About Costa Rica

  • $12,900
    Average annual income
  • 8
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 498.2
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Viviana to purchase a photocopier.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 24, 2011
Jan 21, 2011
Currency Exchange Loss:
Nov 16, 2012