She lives in Pakpattan, which is a small city located in Punjab, Pakistan, and known for its agriculture industry. She owns a two-room brick house, where she has been living with her family for the past 15 years.
She is married to M. A., who is a painter by profession and paints houses and buildings on contract.
Sughran has two sons and two daughters. Her eldest son is a welder, while the others stay at home and don’t do anything.
She has applied for a loan from Kiva partner Asasah for her husband’s business. With the loan, he will buy paint boxes of different shades, along with paintbrushes, which will help him to produce quality work and to maximize his profits.
Sughran is hopeful that an investment will be a good step towards the positive growth of her husband’s business. She is a regular loan user of Asasah, and this is her fourth loan application. In previous loan years, she has proven herself a responsible client who always paid her installments on time and never missed a single meeting.
Note: In the photo, the lady with the book (called Asasah Passbook) is Sughran.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid