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Shahnaz Bebal's Group
In this Group: Shahnaz , Raheela, Kosar , Naheed, Anwar
For the past 20 years, Shahnaz has lived in Pakpattan, a small city in Punjab, Pakistan, known for its agricultural industry. She lives there in a two-roomed brick house in a combined family unit in the area of Shaheed Nagar.
Shahnaz is a seamstress. In order to support her family financially, she stitches clothes for her neighboring customers. She has operated this business for many years and is well known in her community for the quality of her work. Her husband, B., is a loader by profession. He loads different items such as fruits, vegetables and construction materials (such as bricks and cement) on his donkey cart and delivers them to their destinations.

Shahnaz is the mother of three sons and two daughters. She only managed to provide education to her eldest son who is in 5th standard. She has applied for a loan from Kiva partner, Asasah, for her brother-in-law who operates a fruit-selling business in the market. With the loan, he will purchase fresh seasonal fruits in bulk (to minimize the purchase cost) in order to fulfill customer orders on a timely basis. Shahnaz's brother-in-law has operated this business for 15 years and Shahnaz is hopeful that an investment will bring even more profits to him. She is a new loan user of Asasah and this is her first loan application.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 272
    View loans »
    Pakistan Loans Fundraising
  • $17,365,700
    Funds lent in using Kiva
  • 85.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shahnaz Bebal's Group's $1,075 loan helped a member to buy fresh seasonal fruits for fruit-selling business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 18, 2011
Jan 21, 2011
Currency Exchange Loss:
Jan 15, 2012