A loan of $250 helped to purchase coconuts for copras.


Juliet's story

Juliet R. is from the village of Duka, Medina, Misamis Oriental. She is 59 years old. Juliet is married and has 3 adult-aged children. To make a living, Juliet owns and operates a specialized retail store. The main source of income for the business comes from buying and selling coconuts for copras (dried coconut) in the local community. Juliet has been engaged in her business for over 5 years and earns approximately 10,000 PHP a month for these activities. In 2010, Juliet joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Juliet has successfully repaid a previous loan of 8,000 PHP from HSPFI. This previous loan was used to purchase additional coconuts and increase working capital. Juliet is requesting a new loan of 11,000 PHP that will be used to purchase additional coconuts for copras. This loan will be the 3rd loan taken out by Juliet from HSPFI. She plans to use the additional revenue generated from the business to improve/expand her business. About HSPFI: HSPFI is one of accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao. *Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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