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Shamshad Begum's Group
In this Group: Shamshad Begum, Shabana Kosar, Razia Bibi, Nasreen, Saima, Sajida Bibi
Shamshad begum M. Y. is 58 years old, married, and has four children. She resides in Kamokay in Pakistan. Kamokay is known for its rice industry. She has been living there with her family for past 40 years. Her eldest son has got his education until 5th standard and could not study further due to the poor financial condition of the family. He is now 24 years old and runs a grocery shop in the market to financially support the family.

Shamshad's husband is involved in a dairy business. He has some buffalos at his home from which he gets milk and sells to his customers to earn an income. Shamshad is a very talented lady, who operates an embroider business in her home. She collects orders from her community and earns income after completing them on time.

Shamshad has applied for a loan from Kiva partner Asasah for her eldest son’s business. With the loan, he will buy groceries, such as cooking oil, rice, sugar, and spices to sell in his grocery shop. Shamshad is hopeful that through this investment her son will be able to expand his business and doublehis income.

Note: In the photo, the lady with a book (called Asasah Passbook) is Shamshad begum.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 268
    View loans »
    Pakistan Loans Fundraising
  • $17,360,725
    Funds lent in using Kiva
  • 85.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shamshad Begum's Group's $1,200 loan helped a member to purchase groceries for grocery shop.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 18, 2011
Jan 21, 2011
Currency Exchange Loss:
Jan 15, 2012