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Razia's Group
In this Group: Razia, Nasreen, Rubina Akhtar, Sajida, Shamim
Razia is a 35-year-old lady, residing in a city called Khanewal, which is famous in Pakistan for its agriculture industry. She has been living there with her family in the area called Abbas Nagar for over 15 years.

A talented lady, Razia is involved in a clothes-selling business. She purchases clothes from the clothing markets of Khanewal and sells to her community at a profit. She is well known among her customers for her good collection and quality clothes. She has been doing this business for over five years. She utilizes her income to pay the utility bills and also the school fees of her children.

Her husband's name is M. M. and he works for Pakistan railways on a monthly wage. She has given birth to four children: two sons and two daughters. All of her children are enrolled in a school and getting their education.

Razia has applied for a loan from Kiva partner Asasah for her clothes-selling business. With the loan, she will buy clothes of different variety in bulk. The bulk purchasing will enable her to offer more variety to her customers and help her to increase her sales.

Note: In the photo, the lady with a book (called Asasah Passbook) is Razia.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 273
    View loans »
    Pakistan Loans Fundraising
  • $17,404,950
    Funds lent in using Kiva
  • 85.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Razia's Group's $775 loan helped a member to buy clothes to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jan 18, 2011
Jan 21, 2011
Currency Exchange Loss:
Jan 15, 2012