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Khem P. is a married woman who has always done housework as a daily routine. She is a good housewife and a good mother of six children. Her
main activities include cooking meals for all members the family as well as washing clothes, cleaning house, caring her kids, managing the property.

Her husband is a fisherman, and earns a profit about $5 per day which is used to meet family expenses. This couple are blessed with six children, four of whom are single, and two are married. They have two children working at the main factory and having a proper salary every month. Khem P. says that she has one child who wishes to go on and study at the university level but Khem P. has no cash to support him. Khem P. would like to request a loan to be used to pay the school cost.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 194
    View loans »
    Cambodia Loans Fundraising
  • $40,005,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Khem to pay for school costs.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 23, 2010
Feb 1, 2011
Currency Exchange Loss:
Jan 16, 2012